Terms And Conditions

1. Customers can join the scheme any day of the year.
2. Existing members can enroll in multiple schemes.
3. KYC (Know Your Customer) verification is mandatory for membership.
4. While we don't specify any dates to pay your scheme, we request you to pay before 25th of every month so it's easy for our accounting team.
5. Payments can also be made physically at our store.
6. More than one installment cannot be paid per month. Advancement of maturity date is not permitted.
7. Incase you choose to withdraw before the end of tenure, you can still buy jewels worth the amount you have paid. But you will not be eligible for any benefits.
8. Cash will not be given under any circumstances.
9. Late payments will postpone the redemption date.
10. Art of Gold reserves the right to modify or stop the scheme in part or whole without any prior notice. But you can always but jewels worth the amount you have paid.
11. The redemption date is 30 days after the last successful installment.
12. Government taxes apply to the delivery of jewellery.
13. Disputes if any are subject to Coimbatore jurisdiction only.